1. Introduction

These Terms & Conditions (“Terms”) govern your use of the VIDA – The Wealth Club website, content, and coaching services provided by Adriana Martinez. By accessing or using this website, you agree to be bound by these Terms.

2. Eligibility

You must be at least 18 years old to use our website, book services, or participate in coaching.

3. Services Provided

VIDA – The Wealth Club offers financial education and budgeting coaching services designed to help clients improve their money habits, systems, and mindset.

We are not financial advisors, accountants, or attorneys, and our services should not be interpreted as professional financial, tax, or legal advice.

4. Payments & Refunds

All purchases, coaching sessions, and digital products are non-refundable.

Payments must be made in full prior to the start of services unless otherwise agreed upon in writing.

5. Cancellations & Rescheduling

Clients may reschedule coaching sessions with at least 24 hours’ notice. Missed or late sessions without notice will not be refunded or rescheduled.

6. Confidentiality

Information shared in coaching sessions is kept confidential. However, confidentiality does not apply if required by law (for example, in cases of potential harm or illegal activity).

7. No Guarantees

Results vary for each individual. VIDA – The Wealth Club makes no guarantees about specific outcomes, income increases, or debt reduction.

8. Intellectual Property

All content on this site — including text, graphics, logos, videos, downloads, and materials — is the property of VIDA – The Wealth Club and may not be reproduced or distributed without permission.

9. Personal Responsibility

You acknowledge that you are responsible for your own financial decisions, actions, and results. You agree to hold harmless VIDA – The Wealth Club and Adriana Martinez from any liability related to your financial choices.

10. Website Use

You agree not to misuse this website or attempt to access it for unlawful purposes, spamming, or data collection.

11. Limitation of Liability

VIDA – The Wealth Club and Adriana Martinez are not liable for any losses, damages, or outcomes resulting from your use of our website or services.

12. Privacy Policy

Your personal information will only be used to provide services, communicate with you, and improve the website experience. We do not sell or share your data with third parties. (Privacy Policy)

13. Changes to Terms

VIDA – The Wealth Club reserves the right to update or modify these Terms at any time. Updates will be reflected on this page.

14. Contact Information

If you have any questions about these Terms or your services, please contact us at here.